HomeRates
Loan Rates Savings Rates Certificate Rates Fee Schedule
Effective as of: January 01, 2020
| Loan Rates | ||
| Signature Loans and Bill Consolidation* | ||
| TERM | APR (Annual Percentage Rate) | |
| 12 Months | 8.90% | |
| 24 Months | 9.90% | |
| 36 Months | 10.90% | |
| 48 Months | 11.90% | |
| 60 Months | 12.90% | |
| up to $20,000 to qualified borrowers | ||
| New Automobile Loans (2020,2021 less than 10K miles)/Motorcycle/RV | ||
| TERM | APR (Annual Percentage Rate) | FINANCING |
| 48 Months | 5.49% | 100% |
| 48 Months | 4.49% | 90% |
| 48 Months | 3.99% | 80% |
| 60 Months | 5.99% | 100% |
| 60 Months | 4.99% | 90% |
| 60 Months | 4.49% | 80% |
| 72 Months | 6.49% | 100% |
| 72 Months | 5.49% | 90% |
| 72 Months | 4.99% | 80% |
| Used Automobile Loans* | ||
| TERM | APR (Annual Percentage Rate) | BLUE BOOK VALUE |
| 36 Months | 4.49% | 90% Low Blue Book Value |
| 36 Months | 5.49% | 100% Low Blue Book Value |
| 36 Months | 6.49% | 100% High Blue Book Value |
| 48 Months | 4.99% | 90% Low Blue Book Value |
| 48 Months | 5.99% | 100% Low Blue Book Value |
| 48 Months | 6.99% | 100% High Blue Book Value |
| 60 Months | 5.49% | 90% Low Blue Book Value |
| 60 Months | 6.49% | 100% Low Blue Book Value |
| 60 Months | 7.49% | 100% Hi Blue Book Value |
| 72 Months (up to 3 yrs old) | 5.99% | 90% Low Blue Book Value |
| 72 Months (up to 3 yrs old) | 6.99% | 100% Low Blue Book Value |
| 72 Months (up to 3 yrs old) | 7.99% | 100% High Blue Book Value |
| * Vehicle Year: 20,19,18,17 | Limited 100K miles | |
| Used Automobile Loans* | ||
| TERM | APR (Annual Percentage Rate) | BLUE BOOK VALUE |
| 36 Months | 7.49% | 90% Low Blue Book Value |
| 36 Months | 7.99% | 100% Low Blue Book Value |
| 36 Months | 8.49% | 100% High Blue Book Value |
| 48 Months | 7.99% | 90% Low Blue Book Value |
| 48 Months | 8.49% | 100% Low Blue Book Value |
| 48 Months | 8.99% | 100% High Blue Book Value |
| * Vehicle Year:16, 15, 14,13,12, 11, (5 to 10 years old) | ||
| New Boat Loans* | ||
| TERM | APR (Annual Percentage Rate) | |
| 36 Months | 10.25% | |
| 48 Months | 10.50% | |
| 60 Months | 11.50% | |
| * 80% Financing | ||
| New Watercraft Loans* | ||
| TERM | APR (Annual Percentage Rate) | |
| 36 Months | 10.25% | |
| * New Jet Ski, Wave Runner - 80% Financing | ||
| Share Secured* | ||
| * 3% Over Dividend Rate Offered At The Time Of The Loan | ||
