Rates

Loan Rates Savings Rates Certificate Rates Fee Schedule

Effective as of: 1/1/2016
Fee Schedule
Account Closure fee (if closed within 90 days of opening) 5.00
ACH - debits reversed/returned due to insufficient funds 25.00
ACH - stop payment fee25.00
ACH - transactions causing a negative balance25.00
ATM replacement card or PIN (Personal Identification number)25.00
ATM transactions causing a negative balance25.00
ATM empty envelope deposit25.00
Check cashing (if savings balance is less than $100.00) 5.00
Check from you - cashed, deposited or tendered for loan payment returned as an insufficient fund item 25.00
Check from another party - that you cash or deposit but returned as an insufficient fund item 18.00
 
Checking accounts
1st checking account opening fee FREE
After original member savings/checking account is opened (or closed) replacing or adding additional savings/checkings accounts is25.00 ea
Stop Payment on check you have issued25.00
Returned Item (insufficient funds) 25.00
Request for Copy of Check 10.00 ea
 
Copies of your Checks can be obtained on online (for free) at our Virtual Branch site
 
Account history print out/inquiry in excess of one per month in addition to normal monthly statement ($1.00 per Page) 1.00
 
Account history can be obtained on online (for free) at our Virtual Branch site.
 
Overdraft25.00
Credit Union "Official Check" withdrawn on your account, made payable to other than the member on the account3.00
Replacement/Loss "Official Check" Fee 10.00
 
Credit Card fees
Annual feeNo Charge
Cash Advance feeNo Charge
Late fee10.00
Visa replacement card10.00
Over limit feeNo Charge
 
Your VISA statement can be obtained on online (for free) at our Virtual Branch site.
 
Debit Card - Dispute of Charge - investigation fee 25.00 ea
Debit Card - copy request of sales draft10.00 ea
Debit Card replacement25.00 ea
Debit Card PIN replacement10.00 ea
Debit Card Overdraft/Overdrawn fee25.00 ea
Delinquency charge (loans)5% of Payment
Dormant account maintenance charge (after 24 months of no activity) 5.00
Faxing Service per Page2.00
Levies, Order to withhold, Subpoenas, Verification of Deposits25.00
Locator fee (on accounts without a good forwarding / correct address) 5.00
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